Joyfully Prudent

prudent living - simple solutions - joyful journey

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March 14, 2014 by: JoyfullyPrudent

4 Types of People at Age 65: Which One Are YOU?

4 Types of People at Age 65: Which One Are YOU?

My husband was reading Financial Peace last night (he often thumbs through it every now and then before bed).  He read the following statistics to me: Out of 100 people Age 65, 1 person = Will be Wealthy (5 million or more in net worth) 4 people = Will be Financially Independent (1-5 million in net worth) 41 people = Will have to continue working

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March 3, 2014 by: JoyfullyPrudent

FINAL Getting Groceries Under Control: Part 5 – Week 4

FINAL Getting Groceries Under Control: Part 5 – Week 4

Well, this is the final post of the “Getting Groceries Under Control” series in February.  All month I menu planned, shopped deals, and recorded all my transactions.  My goal was to stay under $400 this month, specifically $360.  If you’d like to read each post leading up to this, click on the links below. Part 1: The Plan Part 2: Week 1 Part 3: Week

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February 19, 2014 by: JoyfullyPrudent

Getting Groceries Under Control: Part 4–Week 3

Getting Groceries Under Control: Part 4–Week 3

This month I’m recording everything that has to do with groceries.  To recap, you can read about the previous weeks:  Part 1: The Plan, click HERE.  Part 2: Week 1, click HERE.  Part 3: Week 2, click HERE. Remember, my goal is to spend less than $400 this month, $360 to be exact.  As of last week, I have spend $236.80 so far. First of

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February 13, 2014 by: JoyfullyPrudent

Getting Groceries Under Control Part 3: Week 2 Meals and Shopping

Getting Groceries Under Control Part 3: Week 2 Meals and Shopping

This month, I’m documenting everything that has to do with groceries.  If you missed Part 1: The Plan, click HERE.  If you missed Part 2: Week 1, click HERE.  Remember, my goal is to spend less than $400 this month, $360 to be exact.  First of all, here is my MENU PLAN for the week (click on link for recipe): Monday: Baked Spaghetti, corn on

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October 9, 2013 by: JoyfullyPrudent

FREE Grocery Planning Template and How I Use It

FREE Grocery Planning Template and How I Use It

I wanted to SHARE my colorful new grocery planning template with you guys!  I created this based on how I grocery plan/shop.  Click HERE to see how I plan my groceries and HERE for tips to save money!  I didn’t add my business logo to it because I find that annoying myself, BUT please do not use for resell!  See how I use it to

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September 24, 2013 by: JoyfullyPrudent

Importance of a Budget and Where to Start

Importance of a Budget and Where to Start

I’m over at The Wellness Glow, sharing a little about the importance of a budget, the KEY to ours, and how to start one!  Check it out HERE!

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August 11, 2013 by: JoyfullyPrudent

Secret to a LONG Marriage…

Secret to a LONG Marriage…

Could the secret to a long marriage have anything to do with money?  Since finances are the number ONE cause of divorce, I would think if you can agree on this, your marriage would at least have a higher chance of lasting, statistically speaking.  I was reading THIS article yesterday and came across a couple who had been married more than 80 years…John and Ann

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