Joyfully Prudent

prudent living - simple solutions - joyful journey

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March 1, 2017 by: JoyfullyPrudent

You’ve Cut Your Expenses Down But You’re Still Struggling

You’ve Cut Your Expenses Down But You’re Still Struggling

Have you ever been at a point where you’ve gone through your budget as much as you can and cut expenses, but you’re still struggling to make it work or pay off your debt?  You can’t seem to stay afloat despite all your efforts. I can truly relate. Today’s post is pretty simple, but I’ve had this on my mind to share lately because I

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October 19, 2016 by: JoyfullyPrudent

3 Things You Should Be Spending More Money On

3 Things You Should Be Spending More Money On

When it comes to budgeting, most people think of saving money.  A good budget is organized, planned, and frugal where you can be.  However, there are some items in your budget that benefit from more money put in. These are the top 3 things,  we spend more money on in our budget. #1 – Debt and/or Mortgage Debt is such a financial killer on so

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September 12, 2016 by: JoyfullyPrudent

Ask Me Monday: Being Content and Decorating

Ask Me Monday: Being Content and Decorating

On my blog survey, I got several questions regarding how to be content with what you already have, how to be happy in your home, decorating on a budget, and decorating with small children.  Let me just say these questions really resonate with me (I’ll answer each question below).  If you are one of the people that asked this, know that I really get you!

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September 1, 2016 by: JoyfullyPrudent

How We Shop at Costco + A Haul

How We Shop at Costco + A Haul

Costco shopping!  It’s a love/hate relationship.  You love the store, but can’t seem to walk out of there under at least $100-200!  And you keep going back. I’ve been meaning to do this post for a while, but I always love seeing what people get at grocery stores, especially Costco.  I want to know what people choose to get there vs. at a grocery store

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August 8, 2016 by: JoyfullyPrudent

Top 3 Financial Posts

Top 3 Financial Posts

Have you ever had a month where you haven’t budgeted or even know how much you’ve really been spending?  Maybe that’s how you live your life normally, just paying the credit card bill when it’s due (or not).  Or maybe you have skipped a month.  Or maybe your spouse does it all.  Either way… Every month since we’ve been married, we have written out a budget

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June 9, 2016 by: JoyfullyPrudent

Stop Acting Rich: A Book Review

Stop Acting Rich: A Book Review

This post contains affiliate links I wanted to write a quick post about the recent book I read.  I just finished reading Stop Acting Rich And Start Living Like A Real Millionaire by Thomas Stanley (also the author of The Millionaire Next Door).  This type of book might not be something you’ve had on your reading list to get to, but it should be!  I think

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May 13, 2016 by: JoyfullyPrudent

5 Crucial Tips When Paying Off Debt

5 Crucial Tips When Paying Off Debt

My Top 4 Tips for Paying off Debt post is one of my most popular posts to date.  I wrote this over two years ago, so I wanted to update it and add in another tip.  Trying to save money? Pay off debts?  Allocate money to college?  It can be overwhelming to start or know what to do.  If that is you, these tips are for

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