Joyfully Prudent

prudent living - simple solutions - joyful journey

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August 23, 2016 by: JoyfullyPrudent

Most Important Letter to a High School, College Student, & Young Adult

Most Important Letter to a High School, College Student, & Young Adult

This post contains affiliate links. Dear High School Student, College Student, & Young Adult, I want to write this letter to you today because it can totally change your life. You have one thing over all other adults in this world. Time! You are young. You are at the perfect age to read this letter and if you take it seriously, you can avoid what

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August 8, 2016 by: JoyfullyPrudent

Top 3 Financial Posts

Top 3 Financial Posts

Have you ever had a month where you haven’t budgeted or even know how much you’ve really been spending? Maybe that’s how you live your life normally, just paying the credit card bill when it’s due (or not). Or maybe you have skipped a month. Or maybe your spouse does it all. Either way… Every month since we’ve been married, we have written out a budget

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May 13, 2016 by: JoyfullyPrudent

5 Crucial Tips When Paying Off Debt

5 Crucial Tips When Paying Off Debt

My Top 4 Tips for Paying off Debt post is one of my most popular posts to date. I wrote this over two years ago, so I wanted to update it and add in another tip. Trying to save money? Pay off debts? Allocate money to college? It can be overwhelming to start or know what to do. If that is you, these tips are for

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August 17, 2015 by: JoyfullyPrudent

How We Save Money on Meat

How We Save Money on Meat

Y’all, I can’t believe I haven’t shared this tip with you! Actually it’s a disservice that I haven’t done so. I’m so sorry I’ve been holding out. I might have mentioned it, but never posted about it. If you look at people’s grocery bills, the higher priced items tend to be meat (if their a meat eating family). Meat is expensive, and even more expensive

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November 26, 2014 by: JoyfullyPrudent

A Simple Life

A Simple Life

I don’t even know how to begin this post or where it’s really going to go, but I wanted to write something on my journey over the last year or so.  If you’ve been reading my blog for a while, you know I’ve posted financial tips for a while.  Tips that helped us pay off debt.  I’m assuming many readers think I’m a frugal person

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June 23, 2014 by: JoyfullyPrudent

How to Stretch Your Grocery Budget at the End of the Month

How to Stretch Your Grocery Budget at the End of the Month

It’s the middle of the month and I realize I have a fourth of my grocery budget left to last two weeks.  This always seems to happen to me with 1-2 weeks left.  We budget $400 a month for groceries.  That’s for a family of 3 (2 adults, 1 toddler boy).  This also includes non food items such as paper towels, toilet paper, toiletries, shampoo/condition,

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March 14, 2014 by: JoyfullyPrudent

2 Tips for Effective Grocery Planning

2 Tips for Effective Grocery Planning

I talk a lot about groceries on this blog.  Did you know that the second highest bill (mortgage being first) of one’s monthly budget is groceries?  This is why so many search for ways to cut on groceries.  Here are two things I do throughout the week to help make sure I don’t forget what I need and don’t overbuy when I go to the

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The Kiddos

The Kiddos

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