Joyfully Prudent

prudent living - simple solutions - joyful journey

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September 23, 2012 by: JoyfullyPrudent

Grocery Experiment Week 4 for September

If you remember my last grocery post, I had $17 left for this week’s groceries!  So I sat down Saturday night and went through my fridge, freezer, and pantry.  I made a menu list based on what we had the best I could.  I then went through the grocery ads, which we do every week, and looked for items I had on my grocery list

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September 20, 2012 by: JoyfullyPrudent

Grocery Experiment Week 3 for September

It’s week 3 of this month’s grocery experiment and we’ve almost hit our budget max…oops!  This shopping experiment has taught me that I really like to buy foods that make a yummy dinner, regardless of what I already have in the pantry.  I have food in the pantry and freezer that we could use and make something with, it just might not be the most delicious

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September 19, 2012 by: JoyfullyPrudent

Kitchen Office Decor

Kitchen Office Decor

We wanted to turn our office into a play room, so we moved our “office” into our kitchen next to our breakfast nook area.  I really like it!  Hope it can give you some ideas if you’re decorating your office. This is a BEFORE picture over 5 years ago when we first moved in.  It’s the only before picture I could get that shows the

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September 11, 2012 by: JoyfullyPrudent

Grocery Experiment Week 2 for September

I have to start this post off with a shout out to my friend, Connie, who price matched her grocery items and saved $30!!!!  That is just awesome.  If she price matches and saves even $25 each week, that’s $100 a month she’s saving!  Awesome job Connie!  I can’t wait to talk to her about it. It’s week 2 of September and I’m not grocery

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September 4, 2012 by: JoyfullyPrudent

A New Month: Grocery Experiment Week 1

A New Month: Grocery Experiment Week 1

Since this is a new month, I wanted to continue my grocery experiment, but have a clean slate for the budget.  I love the beginning of the month…no expenses are on the budget.  We completely blew our budget last month on just about everything, but that was officially the last month we could afford to do that.  This marks our first month without my income. 

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August 27, 2012 by: JoyfullyPrudent

Monday’s MST: How Did We Do It?

God has been tugging on my heart lately in many areas of my life and has been blessing me with answers and just revealing himself so clearly to me!  With that, I thought I should give you the real reason we were able to pay everything off in 33 months!  If I keep giving you money saving tips and don’t give you this one, I’m not glorifying

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August 23, 2012 by: JoyfullyPrudent

Mortgage: 15 Year Note or 30 Year Note?

Oh I love this topic!  I am so passionate about it because IT WORKS!  Let me first start with a quote from my favorite financial adviser, Dave Ramsey, regarding this topic: “Thirty year mortgages are for people who enjoy slavery so much they want to extend it for fifteen more years and pay thousands of dollars more for the privilege.”  Now you might guess the

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