prudent living - simple solutions - joyful journey
I’ve been getting super nice emails, comments, and facebook messages about the blog. Thank you so much! It’s really encouraging and I’m glad you find them useful. I truly love writing and sharing information, whether it’s financial or my random thoughts. I’m so sorry I haven’t been on the ball with “Monday’s” tips. It’s Tuesday, but here’s the week’s money saving tip. Maybe I should
Since this is a new month, I wanted to continue my grocery experiment, but have a clean slate for the budget. I love the beginning of the month…no expenses are on the budget. We completely blew our budget last month on just about everything, but that was officially the last month we could afford to do that. This marks our first month without my income.
Last week I did an experiment with my groceries and recipes. I got the idea from one of my favorite blogs I started following, Blissful and Domestic. She is very similar to me regarding finances, but her blog is crazy cool and organized. (Side note: She’s asked me to be a guest on her blog at the end of September, so look out for that). Anyway,
God has been tugging on my heart lately in many areas of my life and has been blessing me with answers and just revealing himself so clearly to me! With that, I thought I should give you the real reason we were able to pay everything off in 33 months! If I keep giving you money saving tips and don’t give you this one, I’m not glorifying
Oh I love this topic! I am so passionate about it because IT WORKS! Let me first start with a quote from my favorite financial adviser, Dave Ramsey, regarding this topic: “Thirty year mortgages are for people who enjoy slavery so much they want to extend it for fifteen more years and pay thousands of dollars more for the privilege.” Now you might guess the
Monday’s Money Saving Tip: Is it wise to use a credit card? I think you know the answer to this before I even keep going. This all depends on the individual. For the MAJORITY, 60% to be exact, having a credit card is NOT wise. CardTrak says 60% don’t pay off their credit cards every month. The other 40% I wouldn’t even say it’s safe to
We love eating out, but as you know, it can get quite pricey and adds up quick! Ryan and I have always managed to eat out, even with our strict budget. I mean it’s hard to eat all 21 meals of the week at home. Plus with a little one, I prefer to not spend my time cleaning the kitchen three times (and more) a
