prudent living - simple solutions - joyful journey
Have you ever been at a point where you’ve gone through your budget as much as you can and cut expenses, but you’re still struggling to make it work or pay off your debt? You can’t seem to stay afloat despite all your efforts. I can truly relate. Today’s post is pretty simple, but I’ve had this on my mind to share lately because I
This post contains affiliate links. One reader asked how to not get discouraged when paying off debt. I can definitely relate to this as I experienced discouragement during the 33 months of paying off our house. It doesn’t seem long in the scheme of things, but during the process, I often felt like we would never do it. There were certain things that really helped
When it comes to budgeting, most people think of saving money. A good budget is organized, planned, and frugal where you can be. However, there are some items in your budget that benefit from more money put in. These are the top 3 things, we spend more money on in our budget. #1 – Debt and/or Mortgage Debt is such a financial killer on so
This post contains affiliate links. Dear High School Student, College Student, & Young Adult, I want to write this letter to you today because it can totally change your life. You have one thing over all other adults in this world. Time! You are young. You are at the perfect age to read this letter and if you take it seriously, you can avoid what
Have you ever had a month where you haven’t budgeted or even know how much you’ve really been spending? Maybe that’s how you live your life normally, just paying the credit card bill when it’s due (or not). Or maybe you have skipped a month. Or maybe your spouse does it all. Either way… Every month since we’ve been married, we have written out a budget
This post contains affiliate links I wanted to write a quick post about the recent book I read. I just finished reading Stop Acting Rich And Start Living Like A Real Millionaire by Thomas Stanley (also the author of The Millionaire Next Door). This type of book might not be something you’ve had on your reading list to get to, but it should be! I think
Everyone has their thing. You know, the thing that they are willing to spend more money on. Some are cars, many prefer vacations, while others will spend it on clothes. Mine is a house. The home is such an important place for me. A place I want my family to feel safe, loved, and cozy. A place for friends to gather and fellowship. A spot for
