Joyfully Prudent

prudent living - simple solutions - joyful journey

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April 19, 2013 by: JoyfullyPrudent

Money Saving Tip: Be Organized–Our New Budget Sheet

Money Saving Tip: Be Organized–Our New Budget Sheet

I LOVE anything and everything organized.  It’s always been something I’ve done since I was a little girl.  My dad has a video of me, when I was probably 9 or 10 yrs. old, cleaning and organizing the bedrooms in the house and LOVING it.  What a dork!  I also made millions of to-do lists to plan my day.  Now that I’m a mom who

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April 12, 2013 by: JoyfullyPrudent

Guest Post: How to Save Money When Delivering a Baby

Bridget, from the culinary arts schools in Illinois is here today to share some great money saving tips for having a baby.  Maybe it’s just my age, but I feel like there is a baby boom right now, so I know many of you can appreciate these tips.  We will definitely be using some of these tips on our next go-around.  About the Author: Bridget

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April 2, 2013 by: JoyfullyPrudent

Groceries/Meal Plan April #1

Groceries/Meal Plan April #1

It’s a new month and I’m determined to stick to budget.  We raised our budget to $360 (from $320) because of an increase in food costs and an increase in Beckham’s needs.  So hopefully I can stick to this.  This should equate to $90 a week (4 weeks/month).  The first run is always a little more because I’ve been “holding out” until a new month

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March 5, 2013 by: JoyfullyPrudent

Money Saving Tip: Baby Items for Cheap

I feel like this post is going to be something that everyone already knows, but I’ll share anyway!  Babies are expensive and require tons of new things as they change daily!  So finding deals on baby items is a must.  I’m very “useful” when it comes to Beckham’s clothes.  He wears most of his outfits every week.  But he’s thinned out, shot upward in height,

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February 10, 2013 by: JoyfullyPrudent

Budget Categories: Where Our Money Goes

I’m always interested in what other people spend their money on.  So I thought I would share what categories our budget includes.  I’m asked often what our budget looks like, so here you have it.  Mind you, our budget  has changed over the years and even changes monthly based on our changing needs.  If you haven’t started a budget, these may give you an idea

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February 1, 2013 by: JoyfullyPrudent

Money Savng Tip: Keurig Coffee and Starbucks Drinks on a Dime

Money Savng Tip: Keurig Coffee and Starbucks Drinks on a Dime

    Head over to Fairdale Diaries to check out my guest post on cheaper coffee with a a Keurig and how to make my two favorite Starbucks drinks! Click HERE for the post.

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January 30, 2013 by: JoyfullyPrudent

Should Married Couples Share a Checking Account?

One of my favorite blogs addresses this question! Check it out HERE. As for Ryan and I…YES!  Personally, we believe it’s a lot easier this way, but we are also respectful of each other and communicate heavily regarding finances.  It was harder when we first married, and I wanted to spend all that extra income we had instead of pay off the house.  Oh the

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