prudent living - simple solutions - joyful journey
Monday’s Money Saving Tip: Is your electricity bill killing your budget? It’s August in Texas and SOOOOO hot! The only thing to do is STAY INSIDE or immerse yourself in a pool. The fact that we have to drive to our’s since we don’t have one, is reason enough for me to just stay inside and not go anywhere! A higher electricity bill is inevitable during
Let me start by saying, “Don’t shoot the messenger!” As you know, we followed Dave Ramsey’s “Total Money Makeover” to pay off all our debts, and he did not steer us wrong. So hear me out when I tell you that if you want to pay off your debt, you HAVE to look at your car situation! Here are a few quotes from Dave Ramsey
Now that I’m more involved with the budget, I’ve had more interaction with the “blue book” that holds our life in it (aka…our budget/finances). As I was going through some of our old pages, I ran across a page I thought was very informative! It has recommended spending percentages from your household income. This was based off of some research Ryan did on the internet
We are often asked how we save on groceries, so I thought I’d make it this week’s Monday’s Money Saving Tip! A few things to note before I list the tips. We usually shop once a week. We don’t include diapers in our grocery budget. Everything else is grocery though (paper towels, toilet paper, vitamins, laundry detergent, trash/plastic baggies, etc…). We’re a family of THREE!
I had to share this as soon as I read it! I read in Dave Ramsey’s book, “The Total Money Makeover”, that a commonplace marketing scheme is “kid-branding” – targeting our little ones! That is just wrong! Companies will target young kids and teach them that plastic is the best form of payment. For example, Barbie came out with a “Cool Shopping Barbie” doll that
MONEY is a huge concern in our nation. Do you know that the Bible speaks of money more than 800 times? Do you know that 70% of all Americans live paycheck to paycheck? Are you tired of the get-rich schemes? Do you want to have financial freedom? If so, please take a minute to get a pad and pen so that you can take some notes. I wish the
DAVE RAMSEY and my wonderful husband who took the time and effort to research and implement Dave’s money makeover tactics! This is my first “financial” post since deciding to use my blog to help others become debt free and not just to read about my adorable baby! Haha! I’ve been asked numerous times about how we paid off debt, so I thought I’d finally blog
