prudent living - simple solutions - joyful journey
December is over and you’re probably in a state of shock over what you spent last month on Christmas! Every December we look back and can’t believe we actually spent all that money. But we love it and rarely regret it! You get so busy shopping and spending that you really notice your budget at the end of the month when it comes time to pay
AN ENVELOPE SYSTEM THAT KEEPS YOUR BUDGET ORGANIZED! Finally, I actually have a system for keeping track of all those stupid receipts and using them to help me budget! And it doesn’t involve one of those fancy “Home Management Binders.” I had to share this system with you guys and hopefully this helps you budget better…it has me! What You Need: An envelope, preferably a
It’s Christmas time and the time I decorate my house with pretty, sometimes fragile items. We’ve also been baby proofing the house for a couple months now and I was lazy and didn’t want to really buy anything (or install really), so we did a few things everyone can do to make their house baby friendly! Can you believe they have professionals that will come
Monday’s Money Saving Tip: How To Work Cable Into Your Budget? Yes, I realize it’s Thursday morning, but I really wanted to get a MST posted this week, so better late than never. I’ve been trying to think of a good tip to share with you guys that saved us money when we were paying off debt (and still does today without debt). I remembered
Update: HERE is an updated version of this post with an added tip as well. This has been one of my most popular posts, thanks to Pinterest. I wrote this 2.5 years ago and although I still recommend these 4 tips to pay off debt, I have some updated information. I still stand by these tips as recommendations to help pay down debt and/or live
Thanksgiving is over, so it’s officially Christmas time. I’m one of those that cannot celebrate anything Christmas until Thanksgiving is over. No music, no lights, no shopping, nothing! I thought since everyone has, or is starting their Christmas shopping, I would post how we tackle Christmas…on a budget of course. These are simple tips, but should keep you from debt come January. 1. Make a
Monday’s Money Saving Tip: Driving on a Budget I thought I would share some tips we have used to help keep our budget low when it comes to driving. First of all, you know my thoughts on CARS and making the best purchase to keep your car payment low (actually ZERO). If not, click here. Here are some other ways we try and spend
